Housing stabilization program for low-income residents in New Westminster age 19 and up. Offers low-fee, short-term loans to low-income individuals and families residing in New Westminster who are at risk of eviction or essential utility disconnection due to a temporary shortage of funds. Loans may also be issued for security deposits of first month's rent in certain circumstances. If approved, loan funds are distributed in cheque form and are written directly to the creditor. Maximum loan amounts are determined by local market rents. Loan repayment terms range between 6 and 36 months; repayments are subject to a $1/month administration fee. Applicants must complete a pre-assessment form available online. Applicants must have a current bank account, have proof of a regular source of verifiable income which is sufficient to cover rent/living expenses, demonstrate the household is low income, not be more than two months in arrears, have no undischarged bankruptcy, not be able to access any other forms of financial assistance, have two pieces of government-issued ID, and demonstrate that the loan will stabilize their housing situation for 90 plus days. Funded in part by the City of New Westminster.